WATER HEATER CALCULATOR

Gas vs. Electric Water Heater Cost Calculator

Compare the estimated operating cost of a natural-gas and electric resistance water heater using the same household hot-water demand and your local utility rates.

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1. Household Hot-Water Use

Estimate how much hot water your household uses each day.

gal/day
Enter the approximate volume of hot water heated each day.
people
Used only for the optional quick hot-water estimate below.
Quick Daily-Use Estimate
These quick estimates are only starting assumptions. Actual household hot-water use can vary substantially.
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2. Water Temperature

The greater the temperature rise, the more energy is required to heat the water.

°F
°F
Temperature Rise 65°F 120°F − 55°F = 65°F
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3. Natural-Gas Water Heater

Enter your natural-gas price and an estimated overall energy-conversion efficiency for the comparison.

$ / therm
Use the applicable variable gas cost from your utility bill where possible.
%
This is a simplified energy-conversion assumption for the operating-cost model. For a specific unit, use appropriate manufacturer efficiency data.
$ / month
Include this only if the charge would actually be avoided by eliminating gas service or can reasonably be attributed to the water heater.
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4. Electric Water Heater

Enter your electricity price and electric resistance heating efficiency.

$ / kWh
%
Electric resistance elements convert nearly all electrical energy at the element into heat, although complete water-heater operating efficiency also reflects standby and distribution-related losses.
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5. Optional Installed Cost Comparison

Add installed prices if you also want to compare simple long-term cost differences.

$
$
YOUR COST COMPARISON

Estimated Water Heating Costs

LOWER ESTIMATED OPERATING COST Natural Gas

🔥 Natural Gas
Estimated Annual Cost $0
Monthly Average $0
Daily Average $0
Annual Gas Use 0 therms
10-Year Energy Cost $0
⚡ Electric Resistance
Estimated Annual Cost $0
Monthly Average $0
Daily Average $0
Annual Electricity 0 kWh
10-Year Energy Cost $0
Annual Cost Difference $0
10-Year Cost Difference $0
Useful Heat Needed 0 BTU/day

Same Hot-Water Demand — Different Purchased Energy

Useful Heat Needed Per Year 0 million BTU
Gas Energy Purchased 0 million BTU
Electricity Purchased 0 kWh

Utility-Rate Break-Even Comparison

These values show approximately where the two energy-cost estimates become equal under your entered efficiency assumptions.

Break-Even Electricity Price at Your Gas Price $0.00/kWh
Break-Even Gas Price at Your Electricity Price $0.00/therm

Installed Cost + 10-Year Energy Cost

Gas — Simple 10-Year Total $0
Electric — Simple 10-Year Total $0

What Does This Comparison Mean?

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How the Calculator Works

Both systems are compared against the same useful water-heating requirement.

Water Heating Load

Gallons × 8.33 × temperature rise = useful BTU required

Gas Energy Required

Useful BTU ÷ gas efficiency = gas energy input

Gas Cost

Gas BTU ÷ 100,000 × price per therm

Electric Energy Required

Useful BTU ÷ electric efficiency ÷ 3,412.142 = kWh

Electric Cost

kWh × electricity price

Temperature Rise

Hot-water temperature − incoming-water temperature

⚠️ This Calculator Compares Gas With Electric Resistance Water Heating

A heat-pump water heater operates differently from a conventional electric resistance water heater and can use substantially less electricity under suitable conditions. Do not use the electric resistance results here as an estimate for a heat-pump water heater. A separate heat-pump water-heater cost calculator should use UEF or other appropriate performance assumptions.

Utility Bill Tip:

When comparing fuel costs, variable energy charges are usually the most useful starting point. A monthly gas customer or service charge should only be counted as a water-heating cost if switching away from gas would actually eliminate that charge, or if you have a reasonable basis for allocating part of it to the water heater.

Important: This calculator provides educational cost estimates only. Actual water-heating costs vary with hot-water consumption, incoming-water temperature, thermostat setting, equipment efficiency, standby losses, distribution losses, climate, utility rate structures, tiered or time-of-use pricing, fixed charges, equipment condition, installation and household behavior. Efficiency inputs in this calculator are simplified assumptions and should not be treated as equivalent to UEF or any particular standardized efficiency rating unless appropriate for the comparison being made. Installed costs vary by home and project. For accurate equipment comparisons, verify manufacturer performance information and local utility rates and consult a qualified plumbing or HVAC professional.

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