Making home comfort more affordable

0% APR special financing now available through PayPal¹ and Shop Pay².

We know HVAC repairs can be expensive. At The Furnace Outlet, we're committed to helping you get the best possible heating and cooling system by offering flexible financing options tailored to fit your needs.

Comfort and Budget are Possible

We understand that everyone's financial situation is different. We offer several ways to help you find the right heating, ventilation, and air conditioning system for your home that easily works within your budget.

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0% APR Financing

Split purchases into 4 interest-free, bi-weekly payments without the hassle of late fees through PayPal Credit¹ or Shop Pay.²

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Quick and Easy Application

Apply online during the checkout process and learn within seconds if you're approved.

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Convenient Payments

Time and flexibility are on your side. Make weekly or monthly payments that fit your budget, not stretch it.

Maximize Savings with Tax Credits and Rebates

If you're thinking of purchasing a new HVAC system, not only is it essential to consider your financing options but also the tax credits that are available to you for your investment.

Purchasing specific heating and cooling systems or making other energy-related improvements to your home may qualify you for federal tax credits. Additionally, you may be eligible for savings through state and local government rebates by purchasing select Goodman products.

Frequently Asked Questions

How do I apply for financing?

For US residents, you can apply yourself online during the safe, secure checkout process.

PayPal Credit

PayPal Credit offers 6 months, no interest, and no payments on purchases of $99 or more. It is available to US customers only and is subject to credit approval.

Follow these easy steps to use PayPal Credit for your Furnace Outlet purchase:

  1. Add the product to your shopping cart.
  2. Proceed through the checkout steps and select PayPal as your payment method.
  3. Once signed into PayPal, click the 'Apply Now' link next to the financing option.
  4. Follow the steps to apply and complete payment.

Approval usually is instantaneous, and you can use PayPal Credit to place your order with us. For additional information, please visit PayPal Credit.


Shop Pay Installments

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments - with 0% interest, no hidden or late fees, and no impact on your credit score.*

Follow these easy steps to use Shop Pay for your Furnace Outlet purchase:

  1. Add the product to your shopping cart.
  2. Proceed through the checkout steps and choose to pay for your order in 4 installments.
  3. Select a debit or credit card to use as your payment method.
  4. Confirm that your billing and shipping information is correct. Note: Your address needs to be in the United States.
  5. Click Continue.
  6. If required, enter the 6-digit code sent by Shop Pay to your phone.
  7. If you agree to the terms, select the Agree checkbox and complete your purchase. If you don't agree to the terms and conditions, you can't pay using Shop Pay Installments.
  8. After you select Shop Pay Installments, review your purchase and complete payment.


*Payment options through Shop Pay Installments are offered by Affirm, are subject to an eligibility check, and may not be available in all states. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

For additional information, please visit Shop Pay.

What information do I need to apply?

PayPal Credit

To complete a PayPal Credit application, you'll need to provide your date of birth, income after taxes, the last four digits of your Social Security number, and agree to the Terms and Conditions.


Shop Pay Installments

To pay in installments with Shop Pay, you need to meet the following requirements:

  • Your address needs to be in the United States.  
  • Sign up for Shop Pay.
  • Add your debit or credit card to your Shop Pay account.
  • Agree to the Terms and Conditions


Your payment schedule will be determined by the installment option you select, and you'll receive an email reminder before each payment is charged in case you want to change your payment method.

How will I know if my application was approved?

Good news—if you’re approved, you should be instantly notified. However, if it takes longer to process your application, the affiliated bank will notify you by mail regarding the reasons for the decision.

Are there any tax credits on HVAC heating and cooling systems?

You may be eligible for a federal tax credit if you purchase certain energy-efficient products or a home's renewable energy heating and cooling system. ENERGY STAR distinguishes energy-efficient products.

Before making your purchase, check the requirements with your local utility provider. When you schedule your job site inspection with your certified contractor, let them know that you want to pursue the eligible utility rebate. Your contractor can fill out all of the necessary paperwork and submit it for you to obtain your eligible utility rebate.

Manufacturer rebates are available on qualifying equipment. Your contractor can answer any questions about your rebate when they contact you to schedule your site inspection.

If purchasing a Goodman HVAC product, you can reference their Rebate Center to find available residential rebates on select products in your area.

Thank you!

We're here to help.

Connect with our Customer Care team about your products, warranties, and financing concerns.

Available 24 hours a day, 7 days a week.

¹PayPal Credit Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any US Territories. Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your US state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.

²Rates from 0% APR or 10-30% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: [].
Options depend on your purchase amount, and a down payment may be required. State notices to consumers [].